Terms of Service

Last updated: June 4, 2026

These Terms of Service ("Terms") govern your access to and use of the services provided by Nova Enterprises, including the NovaNexus platform and all associated tools and products (collectively, the "Platform"). Please read these Terms carefully before using the Platform.

1. Acceptance of Terms

• •By accessing or using the Platform, you agree to be bound by these Terms. If you do not agree, do not use the Platform.
• •You must be at least 18 years old to use the Platform.
• •If you are using the Platform on behalf of an organization, you represent that you have authority to bind that organization to these Terms.

2. Description of Service

• •Nova Enterprises provides decision intelligence tools, business operating systems, resale analysis, market research, and related services through the NovaNexus platform.
• •The Platform includes AI-generated decision cards, flip market analysis, stock pattern research, income tracking, and back-office services.
• •Some features require a paid subscription. Features may change over time. We will provide reasonable notice of material changes.

3. Not Financial Advice

• •IMPORTANT: Nothing on the Platform constitutes financial, investment, trading, or legal advice.
• •Stock screener outputs, trade signals, thesis cards, and all market-related tools are for informational and research purposes only.
• •Past pattern performance does not guarantee future results. You may lose money. All trading decisions are solely yours.
• •Flip card resale estimates are approximations based on available market data. Actual resale prices may differ significantly.
• •Always consult a licensed financial advisor, attorney, or tax professional for decisions that affect your finances.

4. Account Responsibilities

• •You are responsible for maintaining the confidentiality of your account credentials.
• •You are responsible for all activity that occurs under your account.
• •You agree to notify us immediately of any unauthorized access to your account.
• •You may not share your account credentials with others or create accounts for automated access without permission.

5. Subscriptions and Billing

• •Paid subscriptions are billed monthly or annually as selected at purchase.
• •Subscriptions automatically renew unless cancelled before the renewal date.
• •You may cancel your subscription at any time through the Settings page or by contacting hello@novanexus-ai.com.
• •Refunds are provided at our discretion. Contact us within 7 days of a charge if you believe there has been an error.
• •Founding Member pricing is locked for the duration of your active subscription. If you cancel and resubscribe, current pricing applies.
• •We reserve the right to change pricing with 30 days' notice to active subscribers.

6. Acceptable Use

• •You may not use the Platform for any unlawful purpose or in violation of these Terms.
• •You may not attempt to bypass security controls, access other users' data, or reverse-engineer the Platform.
• •You may not use automated tools to scrape, crawl, or extract data from the Platform without written permission.
• •You may not use the Platform to generate content that harasses, threatens, or harms others.
• •You may not misrepresent your identity, affiliation, or the nature of your business.

7. Intellectual Property

• •The Platform, its code, design, content, and branding are the property of Nova Enterprises.
• •Decision Cards you generate using the Platform based on your own input are yours. Generic template content remains our property.
• •You grant us a license to use data you log (outcomes, decisions) in anonymized, aggregated form to improve the Platform.
• •You may not copy, modify, distribute, or create derivative works of the Platform without written permission.

8. Third-Party Integrations

• •The Platform integrates with third-party services including Alpaca Markets, Stripe, and data providers.
• •Your use of third-party services is subject to those services' own terms and policies.
• •We are not responsible for the availability, accuracy, or actions of third-party services.
• •Connecting a broker account does not transfer responsibility for your trading activity to Nova Enterprises.

9. Disclaimers and Limitation of Liability

• •THE PLATFORM IS PROVIDED "AS IS" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED.
• •WE DO NOT WARRANT THAT THE PLATFORM WILL BE UNINTERRUPTED, ERROR-FREE, OR THAT DATA WILL BE ACCURATE OR COMPLETE.
• •TO THE MAXIMUM EXTENT PERMITTED BY LAW, NOVA ENTERPRISES SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING TRADING LOSSES, LOST PROFITS, OR LOSS OF DATA.
• •OUR TOTAL LIABILITY FOR ANY CLAIM RELATED TO THE PLATFORM SHALL NOT EXCEED THE AMOUNT YOU PAID US IN THE 12 MONTHS PRECEDING THE CLAIM.

10. Indemnification

• •You agree to indemnify and hold harmless Nova Enterprises from any claims, damages, or expenses arising from your use of the Platform, your violation of these Terms, or your violation of any third-party rights.

11. Termination

• •We may suspend or terminate your account for violation of these Terms, suspected fraud, or for any other reason with reasonable notice.
• •Upon termination, your right to use the Platform ends immediately. You may request an export of your data within 30 days of termination.

12. Governing Law

• •These Terms are governed by the laws of the United States. Disputes shall be resolved through binding arbitration or in courts of competent jurisdiction.

13. Changes to Terms

• •We may update these Terms. Material changes will be communicated by email to registered users. Continued use after changes constitutes acceptance.